As Reported Financial Statements

As Reported Financials

Document Name As Of Date Currency Code (in units) 2017 Y S-1 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-Q 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD
Document Name As Of Date Currency Code 2017 Y S-1 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-Q 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD

Assets

Cash and due from banks
Interest-bearing demand deposits
Cash and cash equivalents
Interest-bearing time deposits NA NA NA
Investment securities - available for sale
Investment securities - held to maturity
Loans and leases, net of allowance for losses
Premises and equipment, net
Federal Home Loan Bank stock
Interest receivable
Mortgage-servicing rights
Cash surrender value of life insurance
Other assets
Total assets

Liabilities

Non-interest bearing deposits
Interest bearing deposits
Total deposits
Federal Home Loan Bank advances
Advances by borrowers for taxes and insurance
Interest payable
Multi-employer pension plan liability NA
Other liabilities
Total liabilities
Commitments and Contingent Liabilities NA

Stockholders' Equity

Preferred stock NA NA NA
Common stock
Additional paid-in capital
Retained earnings
Unearned employee stock ownership plan (ESOP) NA
Accumulated other comprehensive income (loss)
Total stockholders' equity
Total liabilities and stockholders' equity
Document Name As Of Date Currency Code (in units) 2017 Y S-1 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD
Document Name As Of Date Currency Code 2017 Y S-1 3/11/2019 USD 2018 Y 10-K 12/31/2019 USD 2019 Y 10-K 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD

Interest Income

Loans and leases
Investment securities
Other
Total interest income

Interest Expense

Deposits
Borrowings
Total interest expense
Net Interest Income
Provision for losses on loans and leases
Net Interest Income After Provision for Losses on Loans and Leases

Non-Interest Income

Service charges on deposit accounts
Card fee income
Loan and lease servicing fees
Net gains on securities
Net gains on loan and lease sales
Other loan fees
Other income
Total non-interest income

Non-Interest Expenses

Salaries and employee benefits
Multi-employer pension plan expense NA NA
Net occupancy expenses
Equipment expenses
Data processing fees
Deposit insurance expense
Printing and office supplies
Legal and professional fees
Advertising expense
Bank service charges
Donation to establish First Bank Richmond, Inc. Charitable Foundation NA NA
Loan tax and insurance expense NA
Real estate owned expense NA NA
Loss on sale of real estate owned NA NA
Other expenses
Total non- interest expenses
Income Before Income Tax Expense (Benefit)
Provision (benefit) for income taxes
Net Income

Earnings Per Share

Basic NA
Diluted NA

Consolidated Statements of Comprehensive Income

Net Income

Other Comprehensive Income

Unrealized gain on available-for-sale securities, net of tax expense
Less - reclassification adjustment for realized gains included in net income, net of tax expense
Total
Comprehensive Income
Document Name As Of Date Currency Code (in units) 2017 Y S-1 12/31/2017 USD 2018 Y 10-K 12/31/2018 USD 2019 Y 10-K 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD
Document Name As Of Date Currency Code 2017 Y S-1 3/11/2019 USD 2018 Y 10-K 12/31/2019 USD 2019 Y 10-K 12/31/2019 USD 2020 Q2 YTD 10-Q 6/30/2020 USD

Operating Activities

Net income

Items not requiring (providing) cash

Provision for loan losses
Depreciation and amortization
Deferred income tax
Investment securities (accretion) amortization, net
Investment securities gains
Gain on sale of loans and leases held for sale
Loss on sale of real estate owned
Amortization of loan origination fees NA NA NA
Amortization of core deposit intangible NA NA NA
Accretion of loan origination fees NA
Amortization of mortgage-servicing rights
Termination of multi-employer pension plan NA NA
Common stock contributed to Foundation NA NA
ESOP shares expense NA
Increase in cash surrender value of life insurance
Loans originated for sale
Proceeds on loans sold
Net change in
Interest receivable
Other assets
Other liabilities
Interest payable
Net cash provided by operating activities

Investing Activities

Net change in interest-bearing time deposits NA
Purchases of securities available for sale
Proceeds from maturities and paydowns of securities available for sale
Proceeds from sales of securities available for sale
Proceeds from maturities and paydowns of securities held to maturity
Net change in loans
Proceeds from sales of real estate owned NA
Purchases of premises and equipment
Redemption (Purchase) of FHLB stock
Net cash used in investing activities

Financing Activities

Net change in

Demand and savings deposits
Certificates of deposit
Advances by borrowers for taxes and insurance
Redemption of preferred stock NA
Proceeds from FHLB advances
Repayment of FHLB advances
Repayment of other borrowings NA NA
Proceeds from stock conversion NA NA
Dividends paid
Net cash provided by financing activities
Net Change in Cash and Cash Equivalents
Cash and Cash Equivalents, Beginning of Period
Cash and Cash Equivalents, End of Period

Additional Cash Flows and Supplementary Information

Interest paid
Income tax paid NA NA NA
Transfers from loans to other real estate owned
Data shown on this page is extracted directly from the company’s documents. S&P makes every effort to line up fields, captions and headers that represent the same data over time, despite variations in how the company may report these items in different documents. In certain instances the variation in the company’s presentation over time may be too significant, potentially resulting in repeating and/or disordered items. Despite possible issues with the presentation, S&P, as always, stands by its commitment to the quality of the data.